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Central Advisors

Central Advisors Limited

Independent advice.Built around you.

We help you plan and structure investments around your life and goals by incorporating expert financial advisory services into our process. We work for you — not a fund, bank, asset manager or product provider.

We work on an open architecture basis — providing institutional grade access and advice without a house fund in the way.

Central Advisors Limited is an independent Cayman Islands investment advisory firm and is licensed by the Cayman Islands Monetary Authority (CIMA) under a Securities Investment Business (SIBA) licence, number 2219932.

Who we serve

People and organisations with meaningful decisions to make.

Private clients, companies, and family offices — including those with lives, assets, or planning needs that cross borders.

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Private clients

Individuals and households who want world-class investment advice and financial planning in the Cayman Islands to curate portfolios without bias — leading managers, ETFs, and opportunities arranged around their life, goals, and risk, not a house fund.

Private clients
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Companies

Employers seeking clear support on workplace savings and investment choices that can look beyond one firm’s own fund, through carefully selected platforms and custodians.

For companies
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Family offices

Contracted, independent advice for family offices, trusts, and complex structures — institutional-calibre access without a proprietary fund or custody of assets.

Family offices

Who we are

A diverse, multi-generational team with international experience — founded and led by the only CFP® professional advisor in the Cayman Islands.

Allan Shine, CFP®

Allan Shine, CFP®

Founder and Managing Director, Central Advisors Limited

Allan is a Certified Financial Planner® professional with more than twenty years in financial services. His work has spanned the Cayman Islands, the United Kingdom, Switzerland and South Africa, as well as international financial centres including the Isle of Man, Guernsey, Jersey, the Bahamas, Barbados, the British Virgin Islands and Mauritius. He has founded three regulated investment advisory businesses that continue to serve their clients today — including Central Advisors Limited.

“Our firm is independent, and on your side. We are not tied to any fund, bank, asset manager or product provider — yet every client still has access to expert advice and institutional-grade solutions through impartial advice and arrangement. We do not take custody of your assets, so our interest remains in seeking and interrogating the most suitable solutions. That is how we work.”
Allan Shine, CFP®
CFP® Certified Financial Planner designation
Financial Planning Standards Board
Financial Planning Institute of Southern Africa
Cayman Islands Chamber of Commerce

Open architecture

Institutional access.Without a house fund in the way.

Individuals, families, and companies come to us for world-class investment advice to help curate their portfolios without bias. We independently arrange leading asset managers, ETFs, alternatives and other investment opportunities through a carefully selected range of platforms, products, and custodian banks. We advise and arrange. We do not run a proprietary fund, and we do not hold your assets. That keeps the menu open, and the advice about you.

“Institutional calibre access and expertise — and more of it — because we are not here to fill a fund we own.”
Allan Shine, CFP® — Central Advisors Limited

Process

Explore. Create. Choose. Review.

The same sequence for individuals, families, and organisations — at any stage of wealth.

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  1. 01

    Explore you

    The work starts with your life, obligations, and what a good next chapter looks like — not with a product we have to sell. We are not tied to a range, so the advice can stay impartial.

  2. 02

    Create choices

    We research and set out options that fit — drawing on leading asset managers, ETFs, and investment opportunities, as well as platforms, products, and custodian banks — so you can see the trade-offs before you decide.

  3. 03

    Choose

    You decide. We help you understand the implications across that wide range of investment options, then implement what you have chosen.

  4. 04

    Review

    Life changes. Your plan should be able to change too — reviewed, tested, and improved when it needs to be.

What we do

Advice, not custody.

We advise and arrange. Your assets stay with the platforms, asset managers, or securities you choose.

A focused practice — personally accountable and carefully documented — so continuity of advice is secured through client-centred flexibility and a direct relationship with the investment vehicle you choose.

Investment advice

Portfolio recommendations matched to your goals, risk, and circumstances — not to a house view.

Retirement

How you build, protect, and later draw on retirement wealth, including Cayman pension context.

Legacy coordination

Helping you line up investment choices with wills, trusts, and the professionals who draft them.

Cross-border

Planning for people and families whose lives, assets, or tax residencies sit in more than one place.

Employers

Workplace savings and investment guidance for companies and their people.

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Family office

Discreet, contractual advice for family offices, trusts, and companies.

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Insights

Context for the choices in front of you.

All insights

A financial plan that cannot be revised is a brochure. Life will not wait for the original spreadsheet.

Read

Most plans begin with a product shelf. A better one begins with the life you are actually living — and the chapter you want next.

Read

Independence is easy to print on a website. In Cayman it has a licence attached — and a limit on what we may do.

Read

Contact us

Reach the team — or book a time with Allan Shine

Call, message, or email us, or reserve a 30-minute conversation. We listen first, then decide together whether advice from Central Advisors Limited is the right next step. Nothing here is a promise of investment returns.

Details

Book

A 30-minute consultation with Allan Shine, CFP®. Pick a slot below, or use the button to jump to the calendar.

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Book a consultation